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IMPACTS OF
EFFECTIVE FINANCING OF SMALL BUSINESS ENTERPRISES ON NATIONAL ECONOMIC
DEVELOPMENT
ABSTRACT
In view of
the importance of SMEs, government has been playing an appreciative role in
promoting their survival and growth, various policies towards this has
enunciated plan and the ongoing three year rolling plan, priority was accorded
industrialization with emphasis on SMEs.
Thus, it has
been stated that the panacea for solving the problem of stunted economic growth
of developing countries often reside in the adequate funding and development of
the Small and Medium Scale Enterprises (SMEs).
Analyst have
therefore continued to posit that Nigeria will continue to, remain in a state
of underdevelopment unless concerted efforts are made to achieve growth in the
SMEs .because the lack of development in this sector has 'continued to keep the
Nigerian economy, in the woods. One of the major impediments to the growth and
development of this sub-sector is lack of adequate finding.
The survey
research design was employed in this study and the questionnaire was the main
research instrument. A total of 50 respondents make up the sample size of the
study. Thus various statistical tools were used to analyze the data collected.
A statistical tool used was mean and standard deviation. Hence the finding of
the study shows that the rationale for promoting SMEs has given as their
ability to make efficient use of resource employment, mobilize domestic savings
for investment and it is recommended that: The government in conjunction with
banks and professional associations should help the business to sign post the path
to improved methods of marketing.
TABLE OF
CONTENT
CHAPTER ONE
1.1 Background to the Study
1.2 Statement of Problems
1.3 Objectives of Study
1.4 Research questions
1.5 Research Hypothesis
1.6 Significance of Study
1.7 Scope and Limitation Of Study
1.8 Research Methodology
1.9 Definitions of Terms
1.10 Summary of Subsequent Chapters
CHAPTER TWO:
LITERATURE REVIEW
2.0 Introduction
2.1 Conceptual Clarifications
2.2 Banking Sector Reforms
2.3 Post - Banking Sector Consolidation
2.4 Nigerian Banks and the Problem of
Financing Smes
2.5 Government Involvement .In Development
of Small and Medium Scale Enterprises
2.6 Definition of Small and Medium Scale
Enterprises
2.7 Government Agencies as Source of Finance
2.8 Survival Strategies for Small Scale
Business in Nigeria
2.9 Sources of Finance and Funding Of Small
and Medium Scale Enterprises in Nigeria
2.10 The Role of Banks in Providing Debt
Finance to SMES
2.11 Survival Strategies for Small Scale
Business in Nigeria
CHAPTER
THREE: RESEARCH METHODOLOGY
3.1 Introduction
3.2 Research Design
3.3 Re-Statement of Research Questions
3.4 Re-Statement of Research Hypothesis
3.5 Characteristics of the Study Population
3.6 Sampling Design and Procedure
3.7 Data Collection Instrument.
3.8 Administration of Data Collection
Instrument
3.9 Procedure for Analysing Collected Data
3.10 Limitations of Methodology
CHAPTER
FOUR: DATA PRESENTATION AND ANALYSIS
4.0 Introduction
4.1 Data Presentation and Analysis
4.2 Analysis of Respondents
4.3 Test of Hypothesis
CHAPTER
FIVE: CONCLUSION
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendation
Biography
Questionnaire
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